1. Banking

10 Best Small Loans UK For Bad Credit

Tamjid Prottoy posted

The best bad credit loans in the UK for low credit scores deliver outstanding customer experiences from a quick and easy application process to a fast approval process

Prestige Pawnbrokers – Posh Pawn

Prestige Pawnbrokers – Posh Pawn

Best for: Business Loans, Car Finance, Instalment loans, Payday loans

Prestige Pawnbrokers loans you money against your valuables, without the need of credit checks in whatever part of the UK you reside. As one of the UK’s leading pawnbrokers, Prestige Pawnbrokers specialize in providing you with short-term loans secured against your items, (known as collateral or asset loans). Assets you can loan against include: jewelry, watches, gold, cars, logbooks, art, antiques, fine wine, designer handbags, gemstones, cherished plates & other collectibles.

  • Prestige Pawnbrokers cherish your custom as much as you cherish your valuable items. Your goods are deposited in Prestige Pawnbrokers' secure vaults or storage facilities, and where circumstances warrant (cars, fine wine and paintings and antiques) temperature-controlled conditions.
  • Your goods may be redeemed anytime during the contractual period with no early redemption penalties. Once the loan has been repaid in full your items will be returned to you unconditionally and free of charge. There are no early exit fees to pay.
  • Prestige Pawnbrokers provides a fully insured Royal Mail Delivery Service, enabling you to secure a loan against almost any of your item(s) or sell your gold wherever you are in the UK

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Everyday Loans Stratford

Everyday Loans Stratford

Best for: Cash for gift cards Instalment loans, Line of credit, Payday loans, Signature loans

At Everyday Loans, Everyday Loans Stratford have many years of experience in providing long term loans. Everyday Loans Stratford can help people with a variety of credit scores and even If you have struggled with your credit in the past, Everyday Loans Stratford may be able to get you the loan you need.Everyday Loans Stratford provide loans from £1,000 to £15,000 with terms from 18 months to 5 years. This allows Everyday Loans Stratford customers to get the money they need with an affordable repayment schedule. Everyday Loans Stratford also review more than just your credit history when considering a loan application. This allows Everyday Loans Stratford to better understand your financial needs.If you would like to know more about Everyday Loans Stratford long term loans you can contact your nearest branch. If you are ready to apply for a loan immediately, you can fill out Everyday Loans Stratford application form and Everyday Loans Stratford will give you a conditional decision.

  • Everyday Loans Stratford're a direct lender not a broker. Everyday Loans Stratford'll NEVER charge you a fee to consider your application.
  • Everyday Loans Stratford'll give you a conditional decision in just minutes.
  • You can borrow from £1,000 up to £15,000 over a minimum term of 18 months up to 60 months, for almost any purpose. Loans not for business, gambling or illegal purposes. Maximum APR 299.8%

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Everyday Loans Hounslow

Everyday Loans Hounslow

Best for: Cash for gift cards Instalment loans, Line of credit, Payday loans, Signature loans

Established in 2006, Everyday Loans has grown to become the market leader in branch based, unsecured personal loans. Everyday Loans Hounslow dedicated Branch and Customer Account Managers supporting Everyday Loans Hounslow local communities from Everyday Loans Hounslow network of over 74 local branches are what set Everyday Loans Hounslow apart, supported by a talented team of support functions at sites across the UK including Bourne End in Buckinghamshire.Everyday Loans Hounslow are proud to have been awarded Moneyfacts Best Non-Mainstream Loan Provider of the year 2020 and have been nominated in 3 categories for the Business Culture Awards 2020! Not to mention Everyday Loans Hounslow Gold standard Feefo Customer Service award, a testament to the hard work of Everyday Loans Hounslow staff who strive to go above and beyond for every customer.

  • A generous 8% Employer Pension contributions (when employee contributes 3%)
  • Private Healthcare for you and your spouse (additional family members can be added at a small cost) where you have access to
  • A 24 hr GP and a healthy minds hub.
  • Life Insurance 3x Salary
  • 25 days holiday plus bank holidays (with an optional buy and sell scheme)
  • 3 Days in lieu per year to support charity work

 

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Lendwise Ltd

Lendwise Ltd

Best for: Any Purpose loan, Bridging Loans, Cash for gift cards Instalment loans, family loan

Lendwise Ltd have pooled together Lendwise Ltd expertise in Banking, Finance, IT and Social Media Marketing to bring together Lenders and Borrowers in the Education Finance sector and offer them a superior product and service offering.The incumbent loan offering from high street banks for Higher Education is negligible to non-existent and ill-served. A loan for education at a reasonable rate gives the opportunity to young graduates to enhance their skills and augment their earnings capability without burdening them with unfair loan terms.Lendwise will serve borrowers and lenders in the education finance sector and help achieve their goals.

  • Applications are assessed based on future earnings potential, not just a credit score
  • Borrow up to £100,000
  • Fixed interest rates
  • No early repayment fee
  • No repayments during full-time study

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eFinancialCareers

eFinancialCareers

Best for: Bridging Finance, Bridging Financing, Bridging Loan, Bridging Loans

eFinancialCareers’ll give you the vital edge you need to maximize your career. Invaluable industry insights, for example. Access to career-changing roles from across the industry from leading brands to niche boutiques. Not to mention news and analysis, career-shaping advice and professional opinion.In short, eFinancialCareers focus on helping you be first in line, and best prepared. eFinancialCareers make sure you know about the latest opportunities and have the best market intelligence – wherever and whenever you need it.

  • eFinancialCareers is the world’s leading financial services careers platform, and the place to go to connect and engage with talent.
  • eFinancialCareers efficiently connects financial services professionals with employers and provides invaluable industry insights, career information and the latest opportunities that they need to maximise their potential.

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A One Loans

A One Loans

Best for: Any Purpose loan, Bridging Loans, Cash for gift cards Instalment loans, Line of credit

A One Loans are a direct lender and offer various short-term loans at affordable interest rates to help you tide over during an emergency. Whenever you need money, you can approach A One Loans by submitting an online application form, and A One Loans will disburse money the same day.A One Loans entered the lending industry because A One Loans want to provide you with financial support. A One Loans philosophy does not aim at making profits. A One Loans journey has been very smooth and pleasant so far. In addition to A One Loans transparent approach.

 

  • You get a loan in minutes.
  • A One Loans do not charge fees because A One Loans are a private lender, not a broker.
  • Interest is capped at 0.8%.
  • A One Loans believe that the success of A One Loans business depends on A One Loans ability to offer the right product to A One Loans borrowers.
  • A One Loans use advanced artificial intelligence technology so that you can fill out and submit your online form safely.
  • A One Loans database is secure to keep your personal information from theft.
  • A One Loans disburse funds after taking into consideration your affordability.

 

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Cash Converters

Cash Converters

Best for: Cash for gift cards Instalment loans, Line of credit, Payday loans, Signature loans

Cash Converters’ve been making life more affordable for Cash Converters UK customers since 1991.Cash Converters’re proud to be the UK’s largest second-hand retailer with affordable personal finance solutions that give Cash Converters customers the freedom of choice.ash Converters started in Australia in 1984 and now there are over 700 stores worldwide. Cash Converters have pioneered the buying and selling of pre-owned goods for almost four decades.

  • 2010 – Online lending launched in Australia
  • 2012 – The first Cash Converters e-Commerce website was released
  • 2014 – Cash Converters celebrated Cash Converters 30th birthday with 768 stores in 21 countries
  • 2019 – Peter Hall appointed CEO of Cash Converters UK
  • 2020 – Sam Budiselik appointed Managing Director and CEO of Cash Converters International
  • 2021 – Cash Converters celebrates turning 30 in the UK

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Doorstep Loans in UK | Unsecured Personal Loans

Doorstep Loans in UK | Unsecured Personal Loans

Best for: Any Purpose loan, Bridging Loans, Cash for gift cards Instalment loans, Line of credit

Huge Loan Lender is the UK based online lending agency offering wide range of viable loans at viable terms. Doorstep Loans in UK are one of the premier lending agencies, wherein the offers are designed to address the needs of people from diverse backgrounds. The loans come with viable interest rate and are accessible, as per the convenience of the borrower. Doorstep Loans in UK stand by Doorstep Loans in UK prospective clients and this is what makes Doorstep Loans in UK a reliable direct lender.

  • Doorstep Loans in UK service not only includes giving funds at the right time but it also involves efforts to manage the finances of the people.
  • Doorstep Loans in UK are extremely grateful to Doorstep Loans in UK clients for trusting Doorstep Loans in UK and choosing Huge Loan Lender.
  • Doorstep Loans in UK are focussed and dedicated credit lender that only works with great transparency and commitment

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Everyday Loans Hounslow

Everyday Loans Hounslow

Best for: Cash for gift cards, Installment loans, Line of credit, Payday loans

With Everyday Loans, you’re more than just a credit score. Everyday Loans Hounslow looks at your credit future, not just your credit history. Even if you’ve had problems with your credit score in the past, Everyday Loans may be able to help. You can apply online without affecting your credit score and receive a decision in minutes.

All of the Everyday Loans Hounslow loans are subject to status and affordability.

  • 10+ years in business
  • Applying with Everyday Loans Hounslow won't affect your credit score. Everyday Loans Hounslow uses Soft Searching Technology which means even if you're unsuccessful; it won't go against your credit file.
  • Everyday Loans Hounslow offers loans to people who may have struggled with credit in the past. You'll need to be over 18, a UK resident, and be able to afford repayments.
  • Everyday Loans Hounslow's a direct lender, not a broker. Everyday Loans Hounslow'll NEVER charge you a fee to consider your application.
  • Everyday Loans Hounslow'll give you a conditional decision in just minutes.
  • You don't have to be a homeowner, Everyday Loans Hounslow offers loans to tenants and loans to people living with their parents too.
  • Everyday Loans Hounslow's customer service team specializes in helping people with bad credit scores - Everyday Loans Hounslow is here to understand and to offer a helping hand.
  • You can borrow from £1,000 up to £15,000 over a minimum term of 18 to 60 months, for almost any purpose. Loans are not for business, gambling, or illegal purposes. Maximum APR 299.8%

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Finanta Ltd

Finanta Ltd

Best for: Auction Finance, Business Loans, Installment loans, Payday loans

Finance Ltd's mission is to deliver fast, affordable short-term funding, personally tailored to your requirements. Finance Ltd crosses the t’s and dot all the i’s, and ensure you understand every step of the bridging loan process, from your initial inquiry to the end of your loan term, and exit strategy too.

Finance Ltd is a specialist bridging loan and development finance broker with over 40 years of combined industry experience. It's all Finanta Ltd does. Finance Ltd secures bridging loans for individuals, companies, and organizations that can be used for everything from property chain breaks, development, and refurbishment to property auctions.

By removing the obstacles to obtaining fast finance, Finance Ltd delivers outstanding customer experiences from a quick and easy application process to a fast approval process.

  • 5+ years in business
  • A truly flexible approach
  • Easy application process
  • The immediate decision in principle
  • Loans from £26k to £25m+
  • Retained or serviced interest options
  • Loan to value up to 75%
  • Lowest available rates

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