1. Banking

Best Personal Loans UK For Bad Credit

Tamjid Prottoy posted

Do you have a low credit score but need a personal loan? Find the best personal loans for bad credit based on interest rates.

One Loans

One Loans

Best for: Business Loans, Constructions Loans, Instalment loans, Line of credit

One Loan is an online loan brokerage, here to make your life easier. If you have been declined elsewhere, One Loan could still help. Fill out the One Loan short application and One Loan’ll compare the One Loans panel of lenders in minutes and give you an instant loan quote. If you accept your quote you could have your money paid out today. If One Loan are not able to find you a loan One Loans may refer you to a different solution like debt help or credit score companies which could help improve your financial position. DO NOT charge One Loans customers a fee for this service. To operate this service One Loans receive commissions from the provider One Loans refer you to.

  • No hidden costs or fees
  • 100% online. No paperwork
  • Confidential & secure
  • Higher approval rates
  • Same day loans
  • No Credit Footprint

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Fair Finance

Fair Finance

Best for: fair money advice, Personal Loans

Fair Finance's vision is to revolutionize financial services to make them more inclusive and fair for everyone. Fair Finance's mission is to design and deliver financial services that improve financial well-being and have a positive impact on Fair Finance clients. Fair Finance offers a range of financial products and services designed to meet the needs of people who are financially excluded. Fair Finance is committed to providing high-quality products and services that are affordable and accessible. Wherever possible Fair Finance work in partnership with other companies and agencies that share Fair Finance goals.

  • Customers deserve a fair deal
  • Products and services should be simple and accessible
  • Financial advice should be honest and trustworthy
  • Credit should be affordable for all
  • Profits should be reinvested for the benefit of customers

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Easy Step Loans

Easy Step Loans

Best for: Affordability Assessments, Affordability Checks, Christmas Loans, Credit Card

EasyStep Loans offer the best loan deals for any purpose, and you can apply loan to buy a new home or car, pay medical bills or credit card bills, travel or holiday with your spouse and family, to pay school fees or accommodation. Easy Step Loans offer guarantor and no guarantor loans, and Easy Step Loans made a comfortable process to fund a personal loan into your bank account.

  • Easy Step loans serve secured and unsecured loans to UK citizens.
  • Easy Step Loans aim is to provide quick financial support when you need it.
  • Easy Step Loans team of supportive loan advisors tries hard to make this process very easy and instant for Easy Step Loans clients.
  • Easy Step Loans believe in long-term relationships with Easy Step Loans clients, so Easy Step Loans never demand any upfront fee.
  • Easy Step Loans charges are very minimal, and you only have to pay once your loan is approved and funds are transferred to your bank account.
  • Easy Step Loans offered secured and unsecured loans.
  • Easy Step Loans have different loan offers for you, no matter whether you have a guarantor or not, whether you have proper credit or bad credit, you are employed or self-employed, you are a tenant or homeowner, Easy Step Loans have an answer for every situation.

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For Kredit

For Kredit

Best for: Alternative Financing, Bank Loans, Business Loans, Cash for gift cards

At For Kredit For Kredit recognise the financial difficulties small businesses face everyday. Since the financial crisis in 2008, securing funding for your business can be a long, hard road to tread. Traditional options, like bank loans, can take a long time to apply for and the majority of small businesses wont even qualify. It doesn't seem fair right? But it doesn't have to be this way!

 

  • Kredit help, by offering an alternative financing option that's super flexible, fast and easy to attain. For Kredit'll provide you with an instant cash injection in exchange for a small percentage of your future card sales.
  • You could receive between £5,000 - £500,000. There are no hidden fees and you'll get the cash in days.
  • If you're a small business looking for a fast, safe, and cost-effective way to solve your cash-flow problems, then look no further. For Kredit can help you!

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Oyster Loan

Oyster Loan

Best for: Affordability Assessment, Business Loans, car repair, Cash Advance

Oyster Loan is a registered online loan broker in the UK, with a mission to help borrowers so that they could avail of efficient and exciting deals directly from the lenders for poor credit loans, instalment loans and short-term loans. Oyster Loan are always committed to provide the maximum level of satisfaction through Oyster Loan brokering services. The services are specifically customised to meet the critical financial requirements of the individuals.

  • Oyster Loan extremely dedicated team can help you to avail installment loans, bad credit loans and short-term loans despite your bad history.
  • Oyster Loan help you find regulated lenders and easy disbursals.
  • Oyster Loan help prospective borrowers, who have a poor credit history or less than perfect credit score.
  • In case, your credit score is low or your credit file shows old, unsettled debts, there is the chance that you might get a loan through Oyster Loan.
  • As Oyster Loan deal with multiple lenders.
  • There may be lenders in Oyster Loan panel who will be interested in lending you a loan despite bad credit history.
  • Borrower's interest always tops Oyster Loan brokering.
  • 5+ years in business

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Loan On Your Car

Loan On Your Car

Best for: Alternative Loans, Bank Lending, Business Loans, Debt Management

At LoanOnYourCar.com you can settle your loan early penalty-free at any time during the term saving you money on interest repayments. However, before you complete the loan, you are advised to consider the total amount payable over the term of the agreement, including the total interest payable at the end of the repayment period.

  • Your loan will be secured against the vehicle and missing payments could put the car at risk of repossession.
  • Warning: Late repayment can cause you serious money problems.
  • For help go to moneyhelper.org.uk Therefore you need to ensure you understand the total cost of credit and confirm the loan is affordable within your current monthly expenses.

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Loans Direct

Loans Direct

Best for: Bad Credit Home Loans, Bad Credit Loans No Guarantor, Bad Credit Mortgage, Car Loans

Loans Direct understand that not everybody can have a very good credit score and that's okay. A credit score is just a number after all. A number that is taken seriously everywhere. Sometimes, you may not have enough money to pay for utility, water bills, or any unexpected expenses that crop up. Loans Direct offer bad credit loans that can help you borrow small sums of money at low interest rates.

  • Loans Direct do not ask for a guarantor in Loans Direct application.
  • Plus Loans Direct promise a smooth and fast application process.
  • Instant approval of your loan.
  • Loans Direct advisors are there to help you with your financial situation.
  • Loans Direct are not one of them.
  • Poor credit history is the last thing Loans Direct look for. So you can easily apply for a bad credit loan with Loans Direct.
  • Take the benefit of fixed and low monthly repayments today.

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Mr Lender

Mr Lender

Best for: Affordability Assessment, car insurance, Car Repairs, Debt Management

At Mr Lender Mr Lender’re all about clarity. Mr Lender make it simple for you to select a suitable loan; using the calculator above you can see how much your instalments will be, and how much the loan will cost you in total. Mr Lender don’t charge any up-front fees when you take out a loan with Mr Lender, nor do Mr Lender charge any fees if you ever miss a payment.

  • Every application will be subject to credit checks and affordability assessments in line with responsible lending.
  • High cost short term credit loans are not a suitable solution for people in financial difficulty and for longer-term borrowing.
  • First-time borrowing is limited to £500.
  • Mr Lender may report late or missed payments to credit reference agencies, which may affect your credit rating and could make getting a loan more difficult and expensive in the future.
  • Funds are usually transferred within an hour of approval.
  • 10+ years in business

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Loans Warehouse

Loans Warehouse

Best for: Bridging Loans, Business Loans, Cash Loan, Consumer Services

Making the right decisions about finance is, for most people, the most important thing in Loans Warehouse lives after Loans Warehouse family. In fact the two are intimately linked, so choosing which loan to apply for is vitally important to both you and therefore everyone here at Loans Warehouse. It’s a fact that Loans Warehouse never let ourselves forget.

  • Loans Warehouse team of advisers has many decades of combined experience in the industry but with a true perspective of how money affects Loans Warehouse in Loans Warehouse daily lives.
  • Loans Warehouse don’t make decisions lightly or without all the facts and Loans Warehouse place a great deal of importance on making things easier for people so they can look forward without worrying about finance.
  • Loans Warehouse do this by listening to people’s individual needs, and by finding the solution that will meet them and Loans Warehouse do it as well as anyone in the industry.
  • It’s also why Loans Warehouse make friends with everyone Loans Warehouse provide finance for.
  • 5+ years in business

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London Credit

London Credit

Best for: Credit Cards, Home Loans, Personal Loans

London Credit is a London-based lender providing business-purpose bridging finance loans to British and overseas-based borrowers and business owners. These loans are in turn provided as a short-term investment product to investors from all around the world.

London Credit is an affiliated company of the Consulco Group founded in 1993. The group has had a prominent presence in the European and CIS markets since the last century! More than 200 personnel consisting of investment managers, lawyers, accountants and other qualified professionals service London Credit's worldwide client base.

London Credit help British, European and international professional investors, institutional clients and high-net-worth families to structure their business and manage syndicated and bespoke real estate, credit and private investments.

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