Short Term Loan

Starting APR 49.9%

Similar to payday loans, short-term loans can assist in any urgent financial matters. However, they facilitate a longer borrowing period, so you have more time to pay your loan back. If you need some quick cash, a short-term loan could be the answer and as a specialist loan broker for bad credit, Loan Bird can help you even with a poor credit score.

  • Amounts up to £5,000
  • Borrowing periods of 1 – 36 months

Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

  • Annual Percentage Rate (APR) 49.9%
  • Borrowing Amount £100 - £5,000
  • Maximum Loan Term upto 3 years
  • Processing Time 1 day
  • Loan Types Bad Credit, Fixed Rate, Short Term, Unsecured


  • The minimum age to use our service is 18
  • Must be a current resident of the United Kingdom
  • You need an active UK bank account to allow the money to be transferred to you
  • Only take out a loan if you can afford to meet the monthly payments
  • You must have a monthly income to show you can afford repayments
  • Online loans are one of the most efficient ways of borrowing

Short Term Loans for Bad Credit

A lesser-known fact about short-term payday loans is that they are covered by price caps put in place by the FCA on short-term borrowing. When you borrow from an FCA approved lender like the one’s Loan Bird partner with, you’ll never pay more than:

  • 8% of the balance left of your original loan amount each day
  • 100% of your original loan amount in interest in total
  • £15 in default fees – whether you miss one repayment or more

You’re Safe with LoanBird

  • Fully FCA authorized loan broker in the UK
  • Reputable UK lenders
  • Service is free
  • You’re in control throughout the process
  • No pressure sales tactics
  • Your information is secure
  • Secure website
  • No cold calling
  • Best APR & Interest rates
  • No obligation offers
  • Terms are displayed before you accept