Personal Loan

Starting APR 9.3%

With such a low-interest APR for personal loans from Sainsbury’s bank, you could borrow between £1000 and £40,000 for one to seven years terms. With direct debit enabled easy monthly installment payment is a tension-free repayment option.

Representative Example: Borrowing: £1200 for 18 months, Total Repayable: £1628.28, Total Interest: £428.28, Interest Rate (Variable): 49.9%. Rates between 9.3% APR and a maximum of 1721% APR. New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited, who is a credit broker, not a lender. Loan repayment terms are 3-36 month loans.

  • Annual Percentage Rate (APR) 9.3% - 1721%
  • Borrowing Amount £50 - £5000
  • Maximum Loan Term upto 3 years
  • Processing Time 1 day
  • Loan Types Bad Credit, Fixed Rate, Long Term, Unsecured


  • You must be over 18 years of age.
  • You must be a UK resident with an active bank account and debit card.
  • All loans are subject to credit and affordability checks.

Get the Best Rate

  • Find the best rate from a large panel of lenders.

Instant Approval

  • Find out if you’ve been approved right away. Every day New Horizons accept thousands of applications.

Get Cash in Minutes

  • Loans can be paid today with flexible repayment terms.

Apply Online

  • Takes minutes and is completely secure and confidential.

Why use New Horizons

  • No fees, ever!
  • No paperwork
  • No obligation quote
  • Instant decision
  • Flexible repayment
  • New Horizons’ only soft-search