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Personal Loan

Starting APR 18.85%
If My Community Finance approves your application, money deposited into your account straight away. You can repay the loan with easy monthly installment plans and up to 5 years of terms. Even earlier with prepayment, until it’s all cleared. Early repayment charges may apply.
A loan of £6,000 to repay over 48 months. Representative APR rate of 18.85%. Each month you'll pay £173.64. Your total repayment over 48 months will be £8,335.00. This includes £2,335.00 interest at 18.85% fixed and no fees. The total amount of credit you’ll receive is £6,000.
  • Annual Percentage Rate (APR) 18.85%
  • Borrowing Amount £1500 - £25000
  • Maximum Loan Term upto 5 years
  • Minimum Annual Income 18000
  • Processing Time 4 days
  • Loan Types Fixed Rate, Long Term, Unsecured

Eligibility

  • be aged 21 or over
  • live in the UK* (excludes Northern Ireland, Channel Islands, and the Isle of Man)
  • earn at least £18,000 it doesn't matter if you're paid monthly, weekly, or are self-employed

A loan that helps you

  • improve your family home
  • buy your dream car
  • on a rainy day

Apply

Tell My Community Finance the amount you’d like to borrow and over how long to pay it back. My Community Finance can offer £1500 – £25000 over 12 -60 months. Let My Community Finance know more about you and your circumstances. My Community Finance needs this information to check your credit history and give you a personalized rate My Community Finance’ll perform a soft credit search. This does NOT affect your credit score.

Sign

My Community Finance’ll show you a contract with your personalized rate – a loan agreement. Sign the agreement. My Community Finance’ll check your details to make sure everything is okay.
On rare occasions, My Community Finance asks for more information.
Interested?
How validation works?

Comparison