Personal Loan

Starting APR 18.85%
If My Community Finance approves your application, money deposited into your account straight away. You can repay the loan with easy monthly installment plans and up to 5 years of terms. Even earlier with prepayment, until it’s all cleared. Early repayment charges may apply.
A loan of £6,000 to repay over 48 months. Representative APR rate of 18.85%. Each month you'll pay £173.64. Your total repayment over 48 months will be £8,335.00. This includes £2,335.00 interest at 18.85% fixed and no fees. The total amount of credit you’ll receive is £6,000.
  • Annual Percentage Rate (APR) 18.85%
  • Borrowing Amount £1500 - £25000
  • Maximum Loan Term upto 5 years
  • Minimum Annual Income 18000
  • Processing Time 4 days
  • Loan Types Fixed Rate, Long Term, Unsecured


  • be aged 21 or over
  • live in the UK* (excludes Northern Ireland, Channel Islands, and the Isle of Man)
  • earn at least £18,000 it doesn't matter if you're paid monthly, weekly, or are self-employed

A loan that helps you

  • improve your family home
  • buy your dream car
  • on a rainy day


Tell My Community Finance the amount you’d like to borrow and over how long to pay it back. My Community Finance can offer £1500 – £25000 over 12 -60 months. Let My Community Finance know more about you and your circumstances. My Community Finance needs this information to check your credit history and give you a personalized rate My Community Finance’ll perform a soft credit search. This does NOT affect your credit score.


My Community Finance’ll show you a contract with your personalized rate – a loan agreement. Sign the agreement. My Community Finance’ll check your details to make sure everything is okay.
On rare occasions, My Community Finance asks for more information.