Personal Loan

Starting APR 1013.30%

Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds, and no arrangement fee. You might be able to reduce your monthly repayments, and the total amount payable by slightly adjusting the amount you borrow.

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi-Month Loans is a licensed credit broker, not a lender.

  • Annual Percentage Rate (APR) 1013.30%
  • Borrowing Amount £100 - £5000
  • Maximum Loan Term upto 5 years
  • Minimum Annual Income 9600
  • Processing Time 15 mins
  • Loan Types Bad Credit, Fixed Rate, Long Term, Unsecured


  • You’re a UK Resident
  • You’re 18 years old or above
  • You have a UK bank account
  • You earn a minimum of £800 p/m

Our aim is to offer loan applications at an affordable rate, it’s that simple.

  • Apply for between £100 to £5,000
  • All credit histories considered
  • No hidden costs or fees
  • No paperwork, one simple online form
  • Same day*, cash loans, 24/7
  • Confidential and secure, 256-bit data encryption
  • 100% free no-obligation quote

Information will I need to provide

  • A list of any addresses which you have lived for the past three years
  • Your monthly income
  • Any outgoing expenses, such as bills and rent or mortgage payments
  • Details of your current employer, such as the name and address of the company

Don’t Charge Any Fees

  • You won’t find any hidden charges with us. The rate you see is the rate the lender has set.

No Paperwork

  • All loan applications are processed electronically so no need to sign any documents in the post or in person