Personal Loan

Starting APR 49.9%

Personal loans can be used for a variety of larger expenses, from moving expenses and home repairs to purchasing a new carAs they can be used for non-essential purchases, they’re much more flexible than payday loansThey can also be used to consolidate multiple debts into one, more easily manageable, repayment. Finding the best personal loans for your needs can be difficult – with so much choice out there, it’s difficult to narrow down your choices and find the best deal.  

Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

  • Annual Percentage Rate (APR) 49.9%
  • Borrowing Amount £100 - £15,000
  • Maximum Loan Term upto 5 years
  • Processing Time 1 day
  • Loan Types Bad Credit, Fixed Rate, Short Term, Unsecured


  • At least 18 years of age
  • A resident in the UK
  • Hold a UK bank account with a valid debit card
  • Receive a regular income

As the value of a personal loan is normally greater than a short-term loan, repayments can be stretched over a longer time period to suit your affordability. As expert personal loan brokers here at LoanBird, you’ll be connected with FCA-approved lenders in minutes.

  • Lending amounts to up to £15,000
  • Loan terms: up to 5 years

How to Find the Best Personal Loans

Looking for loans can take hours of research, comparing lenders, and filling out application after application. Doing it this way can also present a risk to your credit score, and make it more difficult to find personal loans in the UK in the future. Loan Bird cut down the long, stressful process into one simple application form. What’s more, applying for the best personal loans with LoanBird won’t affect your credit score in any way.

All you need to do is choose the best loan deal that makes sense for you. You’ll get a great range of benefits, such as:

  • Find the best loans in minutes
  • Apply online 24/7 from anywhere
  • Get a near-instant decision
  • No hard credit check left on your file
  • Compare lenders to find cheap personal loans
  • Cash in your bank account in as little as 10 minutes
  • Safety and security of FCA authorized companies
  • No collateral is needed for unsecured personal loans
  • No brokerage fees – completely FREE to use!

You’re Safe with LoanBird

  • Fully FCA authorized loan broker in the UK
  • Reputable UK lenders
  • Service is free
  • You’re in control throughout the process
  • No pressure sales tactics
  • Your information is secure
  • Secure website
  • No cold calling
  • Best APR & Interest rates
  • No obligation offers
  • Terms are displayed before you accept