Personal Loan

Starting APR 24.5%

If Proper Finance approves your application, money deposited into your account straight away. You can repay the loan with easy monthly installment plans and up to 7 years of terms. Even earlier with prepayment, until it’s all cleared.

Representative Example: Assumed borrowing of £7,500.00 over 36 months at 24.5% APR representative. The monthly cost of £286.84. Total amount repayable of £10,326.27. The interest rate of 19.5% p.a.(fixed) and total fees of £440.00.

Personalised APRs from 5% to 49.9% on £1,000-25,000 over 1-5 years.

  • Annual Percentage Rate (APR) 24.5%
  • Borrowing Amount £1000 - £25000
  • Maximum Loan Term upto 5 years
  • Minimum Annual Income 9600
  • Processing Time 1 day
  • Loan Types Fixed Rate, Long Term, Unsecured


  • You do not have any CCJs
  • You regularly get paid at least £800.00 per month
  • You have been living in the UK for at least 3 years

Why choose Lendable?

A lendable platform provides a fast, secure, personalized service. Requesting a quote takes minutes – no long, cumbersome forms to be filled out here! Lendable carries out soft credit searches only, so requesting a quote from Lendable does not affect your credit rating. If your loan request is approved Lendable transfer your funds immediately and the money should be with you within 2 hours. You can pay your loan off early at any time at no charge (meaning you’d pay less interest back overall!). Lendable makes every effort to offer all Lendable customers fair treatment and good service.

How much can you borrow?

Lendable offers loans between £1,000-and 25,000 with terms ranging from 1-to 5 years (although you can pay your loan off early at any time – Lendable doesn’t charge you for this).

Loan fee

When you take out a loan with Lendable, a non-refundable loan fee is added to the loan amount. You do not pay this fee upfront, it is paid via the monthly installments which are set out in the Terms of the Loan Agreement. The loan fee and interest due on this fee are taken into account in calculating the Annual Percentage Rate (APR). Your quote will detail exactly how much the loan fee is.