Personal Loan

Starting APR 8%

If Leap Lending approves your application, money deposited into your account straight away. You can repay the loan with easy monthly installment plans and up to 5 years of terms. Even earlier with prepayment, until it’s all cleared.

Payless interest with a Leap Loan. Borrow £500 to £15,000 with rates from 8%. Leap Lending offers borrowers and investors fairer rates, so everyone in the Leap Lending community can thrive.

Leap Lending aims to streamline your debts with low-interest peer-to-peer borrowing, so you’ll have more money to do more of what you love. As a borrower, not making repayments on time will negatively impact your credit score.

  • Annual Percentage Rate (APR) 8%
  • Borrowing Amount £500 - £15000
  • Maximum Loan Term upto 5 years
  • Minimum Annual Income 25000
  • Loan Types Fixed Rate, Long Term, Low Interest, Unsecured


  • Are UK residents aged 21 or over
  • Can take responsibility for their actions
  • Have a UK bank account in their name
  • Have an income of at least £25,000
  • Have a good repayment history, with no defaults, County Court Judgments (CCJ) or Individual Voluntary Arrangements (IVA) in the last six years

Borrow up to £15,000

  • Streamline your debts into one easy, monthly repayment by borrowing from £500 up to £15,000 with interest rates from 8%.

Payback over 12-60 months

  • Spread your repayments from 12-60 months to suit your budget, so you can meet your financial goals.

Personal loans with no prepayment penalties

  • Want to pay off your debts early? Leap Lending won’t charge you for paying back your P2P loan ahead of schedule because Leap Lending wants to champion you taking control of your finances.

One repayment day each month

  • Once you’ve consolidated your debts, you’ll only have one repayment to make once a month so it’s easy to track your payments and avoid any hiccups.

Why choose Leap Lending:

  • Secure and Simple
  • More Money For You
  • Be Transparent


  • Leap Lending charges a one-off administrative fee when setting up your loan.
  • Leap Lending will also collect a monthly borrowing fee with your repayments, to cover Leap Lending services in managing your loan.
  • Leap Lending also charges a late payment fee for missed payments.
  • Both fees are included in the rate that Leap Lending offers you, along with the interest you’ll pay to your investors. This is known as your APR (annual percentage rate), which helps you see what your loan will cost in total, and can be used to compare Leap Lending loans with other providers.