Personal Loan

Starting APR 99.9%

If you need a loan to cover emergency costs, are looking for some extra cash to pay off a big expense, or just need a little financial help, you can apply through Everyday Loan's simple online form to see if Everyday Loans can offer conditional approval.

Everyday Loans offer unsecured personal loans of up to £15,000 and can provide loans from 18 to 60 months. This means Everyday Loans can tailor a loan to best suit your specific needs and situation. Everyday Loans expert staff and local branches can also help answer any questions you may have about Everyday Loans loans either during or after your application.

Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.

  • Annual Percentage Rate (APR) 99.9% - 299%
  • Borrowing Amount £1,000 - £15000
  • Maximum Loan Term upto 5 years
  • Loan Types Bad Credit, Fixed Rate, Long Term, Unsecured


  • The minimum age should be 18
  • Residence proof of UK
  • Bank account
  • Valid mobile number
  • Able to afford repayments

Why choose Everyday Loans?

  • Applying with Everyday Loans won’t affect your credit score. Everyday Loans use Soft Searching Technology which means even if you’re unsuccessful; it won’t go against your credit file.
  • Everyday Loans offer loans to people who may have struggled with credit in the past. You’ll need to be over 18, a UK resident, and be able to afford repayments.
  • Everyday Loans’re a direct lender, not a broker. Everyday Loans NEVER charge you a fee to consider your application.
  • Everyday Loans give you a conditional decision in just minutes.
  • You don’t have to be a homeowner, Everyday Loans offer loans to tenants and loans to people living with their parents too.
  • Everyday Loan’s customer service team specializes in helping people with bad credit scores – Everyday Loans is here to understand and to offer a helping hand.
  • You can borrow from £1,000 up to £15,000 over a minimum term of 18 to 60 months, for almost any purpose. Loans are not for business, gambling, or illegal purposes. Maximum APR 299%

How it all works

With Everyday Loans, you’re more than just a credit score. Everyday Loans look at your credit future, not just your credit history. Even if you’ve had problems with your credit score in the past, Everyday Loans may be able to help. You can apply online without affecting your credit score and receive a decision in minutes.