Payday Loan

Starting APR 91%

If Virgin Money approves your application, money deposited into your account straight away. You can repay the loan with easy monthly installment plans and up to 7 years of terms. Even earlier with prepayment, until it’s all cleared.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and a maximum of 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.

  • Annual Percentage Rate (APR) 91%
  • Borrowing Amount £50 - £5000
  • Maximum Loan Term upto 3 years
  • Processing Time 10 minutes
  • Loan Types Fixed Rate, Long Term, Unsecured


  • You need to be 18 years of age or above
  • Must be a citizen of the UK
  • You should have a functional bank account.

Online Loans make sense

  • Instant quote with a soft credit check and no fees.
  • Small loans can be sent on the same day.
  • Over 7500 no-obligation quotes are processed every single day!

How it Works


  • Fill out Payday UK short, secure form and search an industry-leading panel of lenders to find your loan.


  • Once you have your offer from the lender, you can review the offer and get your cash.


  • Once accepted, your money can often be paid into your account the same day.

Reasons to use Payday UK

  • No hidden costs or fees
  • Confidential & secure
  • Loans tailored to you
  • No paperwork
  • High approval rates
  • No obligation to accept