Guarantor Loan

Starting APR 49.9%

Loan Bird also has lenders who offer guarantor loans, all with competitive rates. If you’re in a situation where you can’t obtain a loan directly, this could be a suitable option. You can find a loan guarantor, then apply online with Loan Bird, and as a loan broker in the UK, Loan Bird will do Loan Bird's best to connect you with suitable options.

If you have really bad credit, a guarantor might be a better option for you.

Amounts of up to £15,000 are available, with the choice to borrow up to 5 years. (Amounts can differ from one lender to the next)

Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

  • Annual Percentage Rate (APR) 49.9%
  • Borrowing Amount £100 - £15,000
  • Maximum Loan Term upto 5 years
  • Processing Time 1 day
  • Loan Types Bad Credit, Fixed Rate, Secured, Short Term


  • Be at least 18 years of age
  • Be a resident in the UK
  • Hold a UK bank account with a valid debit card
  • Receive a regular income

If you have a poor credit rating, you may be considering guarantor loans to help you get the funds you need. Guarantor payday loans work similarly to traditional payday loans in that you can use them for emergency expenses such as replacing a broken-down boiler or paying for urgent repairs to your car. The key difference is that with guarantor loans for bad credit, a friend or family member who has a good credit rating can co-sign the loan agreement with you. This may help you be approved for loans more easily, and can sometimes help you find better rates from direct lenders.

Benefits of Loan Bird Guarantor Payday Loans

  • Find the best loans from direct lenders
  • Safety and security of FCA authorized loans in the UK
  • Apply online 24/7 from anywhere
  • Find better rates with guarantor loans for bad credit
  • No hard credit check left on your file
  • Get a near-instant decision
  • Cash in your bank account in as little as 10 minutes after approval
  • No brokerage fees – completely FREE to use!

You’re Safe with LoanBird

  • Fully FCA authorized loan broker in the UK
  • Reputable UK lenders
  • Service is free
  • You’re in control throughout the process
  • No pressure sales tactics
  • Your information is secure
  • Secure website
  • No cold calling
  • Best APR & Interest rates
  • No obligation offers
  • Terms are displayed before you accept