Business Loan

Starting APR %

OakNorth Bank partner with tenacious entrepreneurs and help businesses across a range of sectors excel. Whether it’s for expansion, refinancing, property development, capital expenditure, or something else entirely, OakNorth Bank understands the needs of borrowers.

OakNorth Bank offers fast, flexible financing, with your success in mind. With secured and unsecured business loans ranging from £250,000 to tens of millions, get capital that caters to your growth plans, without giving up equity.

  • Borrowing Amount £250000  - £10,000,000
  • Maximum Loan Term upto 10 years
  • Processing Time 1 weeks
  • Loan Types Long Term, Unsecured, Variable


  • Aged 18 or over
  • Ordinarily, resident in the UK (i.e. England, Wales, Northern Ireland, and Scotland) for tax purposes and have a permanent UK address.
  • Must have a personal UK bank or building society account that allows transfers to be made to and from it.

Get funded faster

  • Whether it’s for an acquisition or capital expenditure, OakNorth Bank understands the importance of fast access to cash. OakNorth Bank typically funds OakNorth Bank partners within weeks, rather than months.

Tailor your finance to your future

  • No two businesses are the same, and neither are their growth plans. OakNorth Bank takes the time to understand the ebbs and flows of your business, the things that make you different. That way OakNorth Bank can provide future-proof debt finance saves you time and helps you reach your milestones.

Meet key decision-makers

  • Getting a business loan shouldn’t be smoke and mirrors. That’s why OakNorth Bank make decisions quickly and accurately and communicates them in simple terms. You’ll be involved in every key step of the process. And for loans above a certain size, you’ll even be invited to meet OakNorth Bank Credit Committee.

Reach success with the right people

  • Partnering with OakNorth means partnering with entrepreneurs that understand your ambitions.OakNorth Bank comes from a business mindset, and everything OakNorth Bank do is focused on helping determined businesses thrive in a diverse UK economy.